Final expense insurance
Small whole life coverage that pays for the funeral, medical bills, and small debts — so your family never carries the cost.
Explore final expenseCompare final expense, burial, and guaranteed issue policies from top-rated carriers — with rates before anyone asks for your phone number.
Small whole life coverage that pays for the funeral, medical bills, and small debts — so your family never carries the cost.
Explore final expenseThe same lifetime protection, focused on burial and funeral costs. Locked premiums, no expiration.
Explore burial insuranceNo health questions, no exam, no declines for health reasons at eligible ages. Built for the histories other policies turn away.
Explore guaranteed issueHonest, independent reviews of Mutual of Omaha, Colonial Penn, AARP/New York Life, and more — with the trade-offs named.
Compare carriersYour age, coverage amount, and a few basics — 30 seconds online or one phone call.
One licensed agent checks multiple top-rated carriers for your exact profile — not just one company’s rate card.
Application, carrier follow-up, policy delivery. Your rate locks in the day you are approved.
| Age | Female | Male |
|---|---|---|
| 50–54 | $24.50/mo | $29.80/mo |
| 55–59 | $29.75/mo | $36.20/mo |
| 60–64 | $36.40/mo | $44.90/mo |
| 65–69 | $45.20/mo | $56.70/mo |
| 70–74 | $58.90/mo | $74.30/mo |
| 75–79 | $78.60/mo | $99.80/mo |
| 80–85 | $106.30/mo | $135.40/mo |
Estimates only, based on illustrative sample rates — not a quote or an offer of coverage. Actual premiums are set by the issuing carrier and vary by state, age, health, and tobacco use. Coverage is not bound until confirmed in writing by the carrier.
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Estimates only, based on illustrative sample rates — not a quote or an offer of coverage. Actual premiums are set by the issuing carrier and vary by state, age, health, and tobacco use. Coverage is not bound until confirmed in writing by the carrier.
We are an independent insurance brokerage licensed in all 50 states. We compare final expense, burial, and life insurance policies from multiple top-rated carriers and match you with the coverage and price that fit your age, health, and budget.
No. Comparing quotes and talking with a licensed agent is free. If you buy a policy, the carrier pays us a commission — your premium is the same as buying direct.
In most cases, yes. Simplified issue policies ask a few health questions with no exam, and guaranteed issue policies skip health questions entirely — acceptance is guaranteed for eligible ages.
Many simplified issue policies can be approved in days — some the same day. Policies with full first-day coverage begin protecting your family as soon as they are in force.
Our focus is ages 50 to 85 — the range final expense and guaranteed issue products are built for. Younger applicants looking at term or whole life are welcome too.
No pressure. No spam. Just a clear comparison of the policies that fit your age and health.
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